Today, NCRA was Quoted in a HousingWire Story   Single-file credit proposal reignites debate over savings vs risks Proponents highlight savings and efficiency for borrowers and lenders; critics warn reduced…

Last week the Community Home Lenders of America updated a 2024 white paper to make clear that it opposes a “Single Credit Bureau Pull model due to many unresolved issues and…

In mortgage lending, more data means better decisions. Authored by Trans Union Insights. A robust credit picture helps lenders assess risk accurately, expand access to credit and protect long-term market…

Why Background Checks Are Critical in the Era of “Ghosting” and Job Scams As we move toward 2026, the employment landscape is shifting dangerously. With the rise of the “ghost…

FICO’s agreement removes final barrier for implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac The Federal Housing Finance Agency (FHFA) and Fair Isaac and Company…

  Effective January 1, 2026, All Mortgage Credit Resellers Applying Pricing Changes Driven By FICO® and National Credit Reporting Agencies   Key Cost Drivers Score Price Hike: FICO®’s new direct…