Apr 22, 2026 Article from the National Mortgage Professional.com By Czarinna Andres Managing Editor New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment Editor’s Note: This story has been updated to include additional industry reaction and context on credit score pricing. The Federal Housing Finance Agency (FHFA) is pushing the mortgage … Continue reading FHFA Opens Door To Credit Score Competition As Fannie, Freddie Move Forward With VantageScore 4.0