Electronic Payment Systems
The Payments industry has experienced shifts in ownership, governance, revenue distribution and technology. With as much change as this industry has seen in the last few years, financial institutions (the builders, designers and anchors of the industry) find themselves asking many questions about their own business.
Who are our true partners in the Payments Space?
Are our vendors dragging down our EFT profits?
How much revenue are we really receiving in our Debit Program?
What is PIN POS doing to our Signature Debit program?
Is outsourcing the best solution for our program or should we be looking in-house?
How can we make up the lost revenue due to the Wal-Mart settlement?
Sarma EPS is organized to understand a given financial institution s costs and revenue for current and alternative strategies. We are positioned to provide objective expertise to credit unions and banks to maximize interchange revenue and minimize costs in the ATM and POS areas through an integrated debit strategy. This is where Sarma EPS excels in its client partner relationships. Understanding the industry and having the experience is only part of the equation.
Coordinating this expertise with the goals and objectives of the financial institution creates the ownership and understanding of the solutions that Sarma EPS offers.
Engaging the services and expertise provided by Sarma EPS is offered at no cost to the financial institution. The fee is based on the realized and documented revenue increases and/or cost savings over a two-year period. The implemented solutions have resulted in significant win/win opportunities for Sarma EPS clients.